We, through the company ASBPM, carried out the automation of the business rules of the Credit Score Analysis Project in Financing for Interfile BPO.

 

 

And within the category of Financing we had, light vehicles, consortia, branch networks, credit card and consigned.

 

 

The maximum objective of these projects was to obtain an assertive validation with a maximum time of 30 minutes for approval and with the minimum human intervention possible.

 

 

On average, 8 million business rules are processed per month in each of the operations, which grow about 12% per month.

 

 

These rules were collected from all the document and data analysis checklists of its customer, one of the largest retail banks in the country.

 

A dozen public data sources such as Post, Detrans and Ciretrans were integrated to validate this Credit Score. 

 

Challengingly, we unified the business rules in the brms rules engine, comparing data obtained by the bank's system, OCR of documents, official public sources and internal historical data to generate an automatic opinion for the analysis process.

 

In this way the rules were documented and through the use of our platform the rules become visual and can be measured and optimized in a simple way.

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